Bruno Lanvin, Executive Director for Global Indices at INSEAD and co-author of the Global Innovation Index report

The global leaders in innovation have made it easy for people, not just business, to thrive.

Sergio Ermotti, the chief executive of UBS, Switzerland’s biggest bank has been banking since the age of 15. He started out as an apprentice at Cornèr Bank, where he learned to sell stocks and trade. He went on to get a certificate in Swiss banking and it was up the career ladder from there.

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